The Global Payment MasterCard offers you the convenience, flexibility and worldwide global acceptance of a traditional MasterCard credit card. Global Payment MasterCard can be used anywhere MasterCard is accepted including shopping online, and accessing cash at an ATM. But, unlike the traditional MasterCard credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed. Global Payment Mastercard is a convenient extension of your account and is only available through your credit union.
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CU Credit MasterCard
The best low fee credit card in Canada. This card offers tremendous value and benefits. Click here for product features.
time you use your Credit Union MasterCard Credit Card or Global Payment Card for purchases, you are rewarded with
points redeemable for brand name merchandise, exciting travel packages and travel certificates.
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Self Service MemberDirect Internet Home Banking
Introducing a new era in money management... MemberDirect online banking. MemberDirect is an innovative system that
gives you 24-hour-on-line access to your personal or business accounts. With MemberDirect online banking you will be
able to handle most of your financial transactions from a personal computer connected to the Internet. Simplify
the business of money management with MemberDirect.
With MemberDirect online banking you can:
Transfer funds (immediate)
View and print your statement information for up to a year
Pay bills (current or postdated)
Search for specific account information
Look up current U.S. dollar and British Pound exchange rates
Access both your personal and business accounts
Transfer funds from one member number to another (within Lafleche Credit Union)
You will need the following equipment (minimum requirements):
An IBM compatible PC using 386 DX or higher microprocessor
A Windows compatible mouse
VGA or higher resolution monitor or display
A modem (any speed, but a minimum 14400 baud is suggested)
8MB RAM (24MB recommended)
A Java 1.02 aware browser such as Netscape Navigator 3.01 or Microsoft Explorer 3.02
The CUSAVE premium rate investment account offers a convenient and flexible way to save your money at a great interest rate. Interest is calculated on the daily balance and paid to the account monthly. The CUSAVE account is designed as a self-serve investment account used in combination with another account (usually a chequing account) at your credit union. You can transfer funds from one account to another 24 hours a day using MemberDirect on-line banking, or you can use a pre-authorized transfer that helps you to save effortlessly. There are no service charges on self-initiated electronic transactions – and unlike some “virtual” banks, there is no waiting period for the transfers. If you need money quickly just transfer funds from the CUSAVE account to your other account. It will be available right away!
FatCat Youth Account - This account is a special account
designed for children under the age of 12. Help your child learn the benefits
of saving and how to
operate a savings account. The account pays interest and has no service charges.
HeadStart Youth® Account - This account
is designed for youth between the ages of 12 and 18 to promote
money management. It
offers additional features such as chequing privileges and
Acculink ATM, and has no service charges.
Transferring money can now be done quickly and securely with INTERAC e-Transfer†! All you need is your recipient’s email address or mobile phone number to send money in just a few quick and easy steps.
When to use INTERAC e-Transfer†:
Splitting the bill in a restaurant
Paying a roommate for your portion of rent or bills
Sending some birthday cash to a family member
Paying for everyday purchases such as housekeeping, babysitting or home repairs
Convenient and Simple to Use!
All you need is your recipient’s email address or mobile phone number
You can also transfer money to your other Canadian Financial Institution accounts
Make or receive a transfer from anywhere at any time using your computer or Smartphone – Internet Banking is available 24 hours a day, 7 days a week!
Saves Time and Money!
No need to wait for the transfer to be approved – your recipient can access funds quickly
No more stops at the ATM or waiting for cheques to be cashed!
Lower cost than bank drafts or money orders
Your personal information is secure – email or text is used for communication purposes, but your funds are contained in our secure banking network
No account numbers or other Financial Institution information is required
A security question of your choosing protects your funds from being received by the wrong person
How to send and receive an INTERAC e-Transfer†:
Log into Lafleche Credit Union Internet Banking and navigate to the “Transfers” screen
Set up your sender profile and add your recipient – make sure to create a Security Question that only your recipient knows the answer to.
Choose how to notify your recipient, the amount you wish to send and which account the funds will be transferred from. You can also choose to send a special message or memo to your recipient.
Send! The funds are debited from your account immediately.
Your recipient will receive notification that you have sent them an INTERAC e-Transfer†, and will follow the links provided in the email or text message to deposit their funds.
Once they have answered the security question correctly, they can deposit the funds immediately – no holds, no hassle!
If your recipient’s Financial Institution does not subscribe to the INTERAC e-Transfer† service, it’s no problem! They can still receive their funds by following the link to Interac’s Interac Association’s site, at which time you will be asked to create or log into your existing account with Interac Association.
Once logged in, Interac Association will proceed to deposit the transfer into your chequing or savings account (which usually takes 3-5 business days). For non-participating financial institution deposits, a $4.00 service fee will be deducted from the transfer amount.
Limits and Fees:
A non-refundable fee of $1.50 will be charged for sending an INTERAC e-Transfer†
Mobile Web is online banking optimized for the smartphone. It does not require downloading or installing any application and is designed specifically for use in smartphones with web browsers.
Mobile Web gives you the access and convenience of banking on your smartphone. With Mobile Web you can:
View account balances and account history
Pay bills (now or post-dated)
Transfer funds (now or post-dated)
Access Contact Us, Security and Legal Information
Save your account numbers for quick future reference
Through Mobile Web your banking information can be accessed anywhere, anytime on your smartphone. Paying bills and transferring funds has never been easier. Banking activities, such as managing your budget can be performed with just a few easy steps.
In order to use Mobile Web, access to Internet Banking is required. If you're already an Internet Banking customer you can start using Mobile Web right away:
Click here to go to our Internet Banking Mobile Site (https://www6.memberdirect.net/brand/sk_ceamscelero_lafleche/m/)
If you haven't signed up for Internet Banking yet, contact us to get your Personal Access Code.
Lafleche Credit Union Internet Banking Alerts are here!!
Guard against account fraud! Lafleche Credit Union Alerts will let you know when important changes have been made to your information in Internet Banking. These Alerts add additional protection to allow you to identify and report potential fraudulent activity as soon as it happens.
You will be notified when:
A new bill payee is added to your list of vendors.
Your Personal Access Code (PAC) is changed via Internet Banking.
If you are locked out of Internet Banking via Increased Authentication after 3 attempts to log in.
These Alerts can be sent as a text message to your mobile device, as an email to your email address or both.
How do I sign up?
Log into Lafleche Credit Union Internet Banking.
Navigate to the Messages and Alerts tab and click on Get Started Today to display the Mobile Alerts page. Choose Add Contacts.
Choose Add Contacts.
Choose Add Email or Add Mobile Phone.
You will be asked to accept the Alerts Agreement before you can complete your registration.
Ensure the check box beside the contact (email address and/or mobile phone) to receive the alert has been checked by choosing Manage Alerts and selecting the alerts you wish to receive.
You’re all set!
Managing Your Alerts Service
In addition to receiving your Direct Alerts via email or text, you can review the last 30 days of Alerts History in Internet Banking – just click on the Alerts history link on the Alerts page. You can also manage your alerts by editing the contact information, account nicknames or by choosing different alerts to be received. You can access all of these functions from the Manage Alerts tab.
Frequently Asked Questions
What are Alerts and why should I sign up?
Lafleche Credit Union Direct Alerts make it easy to keep track of any changes that occur with Internet Banking – for example, if you sign up to receive an alert if your PAC is changed, you will receive a text or email if the Internet Banking system detects that change. If you receive an alert but did not perform a change in Internet Banking, this may be a sign of fraudulent activity. Contact your credit union immediately and we can address your concerns and take appropriate action.
What are the fees for using Lafleche Credit Union Alerts?
There is no charge to members for receiving alerts from Lafleche Credit Union. However, your Mobile Service Provider may charge you for receiving text messages or for data usage. Members are advised to check with their provider for details.
Are Alerts safe?
Personal information is not transmitted in a Direct Alerts text message or email. Accounts are identified by nickname only – no account numbers, balances or identifying details are visible. Also remember – Lafleche Credit Union will never ask you to provide personal information over email or text.
Which Mobile Service Carriers support Alerts?
Currently, this feature is supported by Telus, Rogers, Fido, Bell, MTS, Virgin, Sasktel, Koodoo, Solo and PC Mobile.
What happens if I change my mobile device number?
Sign into Internet Banking and edit your Alerts Contact information to include your new mobile number. NOTE: If a user adds a new contact to an active alert at a later date they must EDIT the alert and check the appropriate contact box. If this box is not checked the new contact will not receive an email or text alert.
I want to add or change my email address?
Sign into Internet Banking and edit your Alerts Contact information to include or change the email address. NOTE: Each time a contact is added or modified you must EDIT all of the active alerts and check the appropriate contact box. If this box is not checked the new contact will not receive an email or text alert.
What happens if I lose my mobile device?
Contact your service provider to suspend your service. Then, sign in to Lafleche Credit Union Internet Banking to deactivate the Alerts being sent to your device.
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